Cost Increase
One of the hard things for schools is figuring out the right amount of insurance quotes to give. People do not have much of a choice so it is up to districts to give good costs and keep the costs down and the benefits up.
This is something that teachers need to look at when they are wanting to change jobs. There have been a few times when I have changed jobs when I switched from A to B and had problems with newer and more expensive insurance. Of course the real problem was that whatever pay increase I had was wiped out.
Have a most happy day.
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